Insurance Review

Over the last few weeks I have been reviewing my insurance coverage. I would like to find a cheaper insurance rate, without sacrificing my insurance coverage. Currently I pay $843.55 annually for auto insurance and $488.82 annually for home owners insurance. All with $500 deductible.


So in this latest round of reviews, I wanted to find out if I could find a company that that would provide the same coverage that I currently have for lower premiums. Well I started with Geico. Since they advertise that they are so much cheaper then anyone else, it made since (to me) to start with them.

Well they weren't the cheapest in my case. In fact their auto policy would cost me $972.80 annually. Since they don't actually write homeowners themselves, they don't offer a bundled discount. They do sell homeowners trough two companies. Travelers is the one that they did price comparisons on me. The quoted premium was $1,163 annually. Suffice to say, I told Geico thanks but no thanks.

That brings us to today, when I visited with Brooke at an American Family here in Topeka. I went to the office, taking my declaration pages with me. After working up a quote that was similar to mine they gave me a quote of $739 semi-annually ($1478 annually) for the auto and likewise their homeowners quote was more expensive as well. As a result I will not go with them either. For now, I will remain with Farm Bureau. I will be checking one more place, an independent agent and see if they can find me a cheaper premium while providing me the same protection.


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go ahead share your thoughts with me now.