Just a note of warning on your credit card(s). The latest Visa/Mastercard scam that is going around involve phone calls to you from people who already know your credit card number, and your address, but do not have the 3 digit security verification number on the signature line.
They pose as Visa or Mastercard "Fraud Dept.", telling you there has beenunusual activity on your card, offering to help you and are quite adept at making you believe it.
Just remember, as with any other potential scammer, HANG UP and call the 1 (800) number on the back of the credit card in question, to see if there are any real alerts on your card.
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That's a clever one! My three digit security verifications are in an password-encrypted file on my computer, and the cards themselves are destroyed.
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