Thursday, July 3, 2008

Hashing Out July's Monthly Budget

I know, many of you might be asking, "you are single, who are you hashing it out with?" But, even though, I may be single, I am still hashing out that budget with the free spirit me and the sensible tightwad me.

So with that, here is that budget for July 2008.




ItemBudgetedActualOwed
GIVING

Tithe/Charity$??
$???
subtotal
$??

HOUSING


Mortgage$0
$0
Insurance
$0

Maintenance$0

Taxes
$0





subtotal
$0

$0
UTILITIES

Electric
$100

Gas
$50

Water
$40

Internet/Basic Cable
$50
Phone
$0

Cell phone
$50

Trash
$15.50




subtotal
$305.50

FOOD

Grocery$100




subtotal
$100

Transportation


Auto Gas$70

Insurance
$0
Maintenance
$0
Tags & Taxes
$0

Car Payment
$400

$8,524.41
subtotal$470

$8,524.41
CLOTHING

Sunday Best
$0
Work
$0
Everyday
$0
subtotal
$0

MEDICAL/HEALTH


Prescriptions
$0
Deductibles
$0
Eye Doctor
$0
Insurance
$0
subtotal
$0

RECREATION/Memberships

Entertainment
$0
Dating
$0
Optimist Membership$40

Farm Bureau Membership
$0

Subtotal$40

DEBTS


Providian Credit Card
$0

$0
Fingerhut/WaMu
$70

$1,012
Black Gold Insulation
$0

$0
IRS
$0

$3,795.52
Subtotal$70

$4,795.52
TOTAL$985.5

$13,331.93


In addition, my retirement post made it into the Money Hacks Carnival, check it out.

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2 comments:

  1. Hi! I am so glad to see food in your budget.
    What about car insurance? How and when do you pay that and with what money?
    Also why $70 to fingerhut, why not $50 to IRS & $20 to Fingerhut?
    Also why not cancel cable/internet and put that $50 towards debt? You can use the internet at library for free!
    I know, I know I am a nag.
    Have a great day! -Becky R in NJ

    ReplyDelete
  2. I have to say it again You need to increase your income. Either now or in a very near future.

    ReplyDelete