So with that, here is that budget for July 2008.
| Item | Budgeted | Actual | Owed | |
| GIVING | ||||
| Tithe/Charity | $?? | $??? | ||
| subtotal | $?? | |||
| HOUSING | ||||
| Mortgage | $0 | $0 | ||
| Insurance | $0 | |||
| Maintenance | $0 | |||
| Taxes | $0 | |||
| subtotal | $0 | $0 | ||
| UTILITIES | ||||
| Electric | $100 | |||
| Gas | $50 | |||
| Water | $40 | |||
| Internet/Basic Cable | $50 | |||
| Phone | $0 | |||
| Cell phone | $50 | |||
| Trash | $15.50 | |||
| subtotal | $305.50 | |||
| FOOD | ||||
| Grocery | $100 | |||
| subtotal | $100 | |||
| Transportation | ||||
| Auto Gas | $70 | |||
| Insurance | $0 | |||
| Maintenance | $0 | |||
| Tags & Taxes | $0 | |||
| Car Payment | $400 | $8,524.41 | ||
| subtotal | $470 | $8,524.41 | ||
| CLOTHING | ||||
| Sunday Best | $0 | |||
| Work | $0 | |||
| Everyday | $0 | |||
| subtotal | $0 | |||
MEDICAL/HEALTH | ||||
| Prescriptions | $0 | |||
| Deductibles | $0 | |||
| Eye Doctor | $0 | |||
| Insurance | $0 | |||
| subtotal | $0 | |||
| RECREATION/Memberships | ||||
| Entertainment | $0 | |||
| Dating | $0 | |||
| Optimist Membership | $40 | |||
| Farm Bureau Membership | $0 | |||
| Subtotal | $40 | |||
| DEBTS | ||||
| Providian Credit Card | $0 | $0 | ||
| Fingerhut/WaMu | $70 | $1,012 | ||
| Black Gold Insulation | $0 | $0 | ||
| IRS | $0 | $3,795.52 | ||
| Subtotal | $70 | $4,795.52 | ||
| TOTAL | $985.5 | $13,331.93 |
In addition, my retirement post made it into the Money Hacks Carnival, check it out.
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go ahead share your thoughts with me now.
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Hi! I am so glad to see food in your budget.
ReplyDeleteWhat about car insurance? How and when do you pay that and with what money?
Also why $70 to fingerhut, why not $50 to IRS & $20 to Fingerhut?
Also why not cancel cable/internet and put that $50 towards debt? You can use the internet at library for free!
I know, I know I am a nag.
Have a great day! -Becky R in NJ
I have to say it again You need to increase your income. Either now or in a very near future.
ReplyDelete