Free Tax Filling Help for Procrastinators

Most of us have already filled our taxes, but for those of you who have procrastinated here is a something you might look at. Since the filling deadline is tomorrow, Michelle Shildkret with H & R Block emailed me to let my readers know.

I hear you about gas prices-- I just filled up in Brooklyn, NY and I was paying $3.45 a gallon. Ouch!

I see you're basically done filing, but tax day is tomorrow (ack) and I thought you might like to share the news that H&R Block is now offering TaxCut Basic + efile for the low, low price of FREE:
http://hrblock.com/cmpgn/online/free_online_lp.html

In addition, anyone that files with TaxCut is automatically entered to win a Cancun family vacation: http://www.facebook.com/HRBlockonline

Feel free to share with your readers- hope this makes their last minute filing a bit easier.

Thanks,
Michelle

So if you are one those that have procrastinated, hurry up. You are runny out of time and this online program, may be just the thing for you to get those taxes done.

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Free Tax Filling Help for Procrastinators

Most of us have already filled our taxes, but for those of you who have procrastinated here is a something you might look at. Since the filling deadline is tomorrow, Michelle Shildkret with H & R Block emailed me to let my readers know.

I hear you about gas prices-- I just filled up in Brooklyn, NY and I was paying $3.45 a gallon. Ouch!

I see you're basically done filing, but tax day is tomorrow (ack) and I thought you might like to share the news that H&R Block is now offering TaxCut Basic + efile for the low, low price of FREE:
http://hrblock.com/cmpgn/online/free_online_lp.html

In addition, anyone that files with TaxCut is automatically entered to win a Cancun family vacation: http://www.facebook.com/HRBlockonline

Feel free to share with your readers- hope this makes their last minute filing a bit easier.

Thanks,
Michelle

So if you are one those that have procrastinated, hurry up. You are runny out of time and this online program, may be just the thing for you to get those taxes done.

---
And that's my view, what's yours?




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And that's my view, what's yours?




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Gas Prices Up AGAIN

We all now gas prices are going up. It is something, that we can't escape. Here in Topeka the prices range from $3.12 ($3.10 with shopper card) to $3.35 at the station that is consistently the highest place to get gas in town. The average is about $3.24. Even that crazy price though is below the national average.

In an article in the LA Times,

Retail gasoline prices surged to new highs in California and nationally over the last week, the Energy Department said Monday.

Prices are increasing even though supplies are plentiful.

In California, the Energy Department's weekly survey of service stations showed, the average price of a gallon of self-serve regular climbed 7.7 cents to $3.685 -- the biggest increase and the highest average in the country -- after hovering around the $3.60 mark for the previous three weeks. The state's latest average was 43.3 cents higher than the same week in 2007.

Those prices reported in California is higher then the national average. So Kansas is below and California is higher, but what is the national average? Glad you asked. It is $3.33, according to both the LA Times article and GasBuddies.com.





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Taxes and budget

Well I got my taxes back from the tax preparer. I took some cash out of my emergency fund/insurance savings to pay his ($110) fee. Kurt is wonderful. He is a Dave Ramsey ELP (Endorsed Local Provider). He was able to get me a $531 Federal Refund, although I owe the state $74. That means that my IRS debt will see a substantial reduction this year. Especially considering the $600 stimulus tax credit coming in May. Altogether, I will see that particular debt decrease by $1100. Meaning, 1/3 of my tax debt will be gone this year.

I expect to use some of the savings money to pay off some of these debts, replace the laundry machine that went out on me (with another used one), get the bathroom door repaired (estimate $50) and hopefully get the tree limbs off the roof of my neighbors and my homes and away from the power lines. Not sure, I will have enough funds to do it all, but I am going to prioritize and make a valiant effort. I am expecting to have Amerifirst paid off by May 1st.

Item	Budgeted	Actual	Owed
GIVING
Tithe/Charity	$??	$???
subtotal	$??
HOUSING
Mortgage	$80		$791.51
Insurance	$0
Maintenance	$0
Taxes	$0
State Income Taxes	$74
subtotal	$154		$791.51
UTILITIES
Electric	$80
Gas	$80
Water	$30
Internet	$35
Phone	$0
Cell phone	$50
Trash	$15.50
subtotal	$290.50
FOOD
Grocery	$50
subtotal	$50
Transportation
Auto Gas	$70
Insurance	$0
Maintenance	$0
Tags & Taxes	$0
Car Payment	$400		$9,537
subtotal	$470		$9,537
CLOTHING
Sunday Best	$0
Work	$0
Everyday	$0
subtotal	$0
MEDICAL/HEALTH
Prescriptions	$0
Deductibles	$0
Eye Doctor	$0
Insurance	$0
subtotal	$0
RECREATION/Memberships
Entertainment	$0
Dating	$0
Optimist Membership	$40
Farm Bureau Membership	$0
Subtotal	$40
DEBTS
Providian Credit Card	$0		$0
Fingerhut	$10		$1,000
Black Gold Insulation	$0		$0
IRS	$531 (tax refund)		$3,795.52
Subtotal	$10		$4,795.52
TOTAL	$940		$15,124.03

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March Ratings

Fire Finance has once again spent a lot of time and energy check out the ratings of "the top 100 personal finance blogs." The ratings for DebtFree4ever has slipped again, but I am still in the top 100 in all 3 services.

Before I give my rankings, I would like to thank Fire Finance for all of his hard work each month, checking out each of these sites.

#97 on Compete.

#75 on Quantcast.

#45 on Site Meter.


I would like to figure out how to improve my rankings, especially with Google page rank, which apparently stopped ranking sites on blogger/blogspot which it owns. Even though I have my own domain name, it is still hosted on blogger.


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Suze Orman on Oprah and NBC this Week

Last night, Suze Orman was on both Oprah and the NBC nightly news.


On Oprah, she discussed the rumored recession we are in.

Money expert Suze Orman says recessions are a natural part of economic life. "People should be concerned more than worried," she says. "This is not the first time that we have had a recession. A recession is nothing more than a contraction. I'd like you to think about it like your breath. You breathe, you expand. And then you have to contract in order to have breath, in order to have life. Money is the same way. It has to expand and it has to contract for the economy to have life."

Suze says recessions will come and go—so it is important to be prepared. "People think, 'The economy did this to me. When is the economy going to change?' As if the economy is going to save them. And what have I always said? Only you can save yourself. Nobody can ever save you."
- Suze on Oprah

Suze also reiterated something I have said repeatedly by blaming consumers for wanting something for nothing. Consumers currently tend to want to own material possessions and live for now. You could see this in some of the questions asked by viewers and the studio audience. Almost every question, dealt with people wanting to spend their future now.

Suze Orman was on NBC’s Nightly News last night to, and is expected every night this week. She and Brian Williams mentioned how the current economic crunch times are especially tough on those with “fixed incomes.”

Most people define “fixed incomes” as the retirement incomes of folks in their 60s and older, and I am sure that was her meaning as well. Well let me tell you, I would love to have the income of those on "fixed income." Compared to the working poor, it is fixed pretty high. If the economy is especially difficult on them, it would be even more difficult for the working poor.

I won't be able to see her tonight, because of work, but it will be interesting to hear what she will have to say tonight. Also, I missed last nights segment on CBS on debt. It is amusing to see two network's doing a series on debt during the same week. Wonder if ABC is doing one to. Because of work, I won't be able to see CBS tonight, or most of the week, either.

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**Image from 1st National Bank in South Africa***





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