All through the campaign, we have heard one candidate or another would be better for the economy. Now the election is over. The candidate that has talked about wealth redistribution has won. According to his campaign website, I will be among the millions that will get $500 plus back from the government each year. I say plus, because according to his site, I will get credits for retirement savings on top of the $500 ($1,000 if married) tax cut.
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Discussing faith, business, personal finance, news (business and financial related), politics, and pretty much everything else.
Thursday, November 6, 2008
W.
Yesterday, I decided to check out a film, that I kept hearing positive reviews of. Every local reviewer and most national reviews were all positive. The only negative review was from the liberal Chicago Tribune. So, it was time to go check out "W." I mean matinees are only $5.25. Right? Well, not any more. As of last week, the local theater raised the admission prices to $7.25 for a matinee and $9 for the full price. That was to say the least was a shock. I don't see movies (t the theater) very often, and was annoyed at this new price. I was further annoyed, when I set down in my seat, at 1:18 for the 1:20 start time, only to see the advertisements to stop and no film or even the movie previews for over 10 minutes, because the projectionist was slow at getting the film loaded and started. I have to pay extra, but get worse service. I guess they don't value my time.
Once the film was finally started, it was entertaining. I wouldn't say funny necessarily, but it was entertaining. W.'s brother Jeb Bush is only mentioned by name, except for one time, when a 15-year old Jeb comes home drunk with his older brother George who had just been accepted into Harvard for his post graduate education.
Through out the movie we see the tension between Jr. and Sr. It is the older George's desire for Jeb to be President, and for W. to do whatever he does. In the movie you see W. blame George's loss to Bill Clinton on the fact that his father didn't go into Baghdad and remove Sudam Hussein from power. Over all, the film was very well balanced and appears to have had some influence from W. himself, as some things could have only come from his memories.
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Once the film was finally started, it was entertaining. I wouldn't say funny necessarily, but it was entertaining. W.'s brother Jeb Bush is only mentioned by name, except for one time, when a 15-year old Jeb comes home drunk with his older brother George who had just been accepted into Harvard for his post graduate education.
Through out the movie we see the tension between Jr. and Sr. It is the older George's desire for Jeb to be President, and for W. to do whatever he does. In the movie you see W. blame George's loss to Bill Clinton on the fact that his father didn't go into Baghdad and remove Sudam Hussein from power. Over all, the film was very well balanced and appears to have had some influence from W. himself, as some things could have only come from his memories.
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Wednesday, November 5, 2008
Companion Site Coming Soon
I am in the progress of developing a companion website. The website, will offer a download site. A place, you download various budget forms and other information in one convenient location. Be watching for it.
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Tuesday, November 4, 2008
Election Day
Today is election day. It is important that every registered voter gets out and votes. The future of democracy depends on it. No mater your preference, I want to encourage you to vote. Polls open at 7 am (6 m in some locations) and close at 7 pm. So get out there and vote/ It's your duty!
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Monday, November 3, 2008
November Budget
Here is my proposed budget for this month. I am hoping to get the last of the Fingerhut, turned WaMu debt paid off this month. Although, that amount has grown, in reality, because I put the car rental on the card while my car was in the shop. I also used the card, to get my printer that I have been without for the past year or so.
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| Item | Budgeted | Actual | Owed | |
| GIVING | ||||
| Tithe/Charity | $?? | $??? | ||
| subtotal | $?? | |||
| HOUSING | ||||
| Mortgage | $0 | $0 | ||
| Insurance | $80 | |||
| Maintenance | $80 | |||
| Taxes | $80 | |||
| State Income Taxes | $0 | |||
| subtotal | $240 | $0 | ||
| UTILITIES | ||||
| Electric | $75 | |||
| Gas | $75 | |||
| Water | $50 | |||
| Internet | $35 | |||
| Phone | $0 | |||
| Cell phone | $50 | |||
| Trash | $15.50 | |||
| subtotal | $300.50 | |||
| FOOD | ||||
| Grocery | $100 | |||
| subtotal | $100 | |||
| Transportation | ||||
| Auto Gas | $70 | |||
| Insurance | $0 | |||
| Maintenance | $0 | |||
| Tags & Taxes | $0 | |||
| Car Payment | $400 | $6,882 | ||
| subtotal | $470 | $6,882 | ||
| CLOTHING | ||||
| Sunday Best | $0 | |||
| Work | $0 | |||
| Everyday | $0 | |||
| subtotal | $0 | |||
MEDICAL/HEALTH | ||||
| Prescriptions | $0 | |||
| Deductibles | $0 | |||
| Eye Doctor | $0 | |||
| Insurance | $0 | |||
| subtotal | $0 | |||
| RECREATION/Memberships | ||||
| Entertainment | $0 | |||
| Dating | $50 | |||
| Optimist Membership | $40 | |||
| Farm Bureau Membership | $35 | |||
| Subtotal | $125 | |||
| DEBTS | ||||
| WaMu (Fingerhut Transfer) | $600 | $600 | ||
| Fingerhut | $0 | $0 | ||
| Black Gold Insulation | $0 | $0 | ||
| IRS | $0 | $3,795.52 | ||
| Subtotal | $600 | $4,195.52 | ||
| TOTAL | $a835.50 | $15,124.03 |
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Gamblers cheer horse named Subprime
I don't endorse gambling, but this article I found in the Topeka Capital Journal, and reprinted from the New York Post.
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Gamblers cheer horse named Subprime
The Associated Press
NEW YORK — The mortgage problems that have helped shape the current economic downturn have made "subprime" an unwelcome word to investors.
For gamblers, however, Subprime drew cheers this week. That was the name of a horse that won the ninth race Thursday at the Aqueduct race track in New York.
It was the first win in three tries for the 2-year-old filly, but the name made her an instant crowd darling.
The horse ran as the favorite and paid $6.30 on a $2 bet.
Maybe it's a family connection. Subprime was sired by a stallion with another name inspired by Wall Street: High Yield.
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Information from: New York Post,
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Sunday, November 2, 2008
Gas Prices Falling - below $2
I loved the opening line a newspaper article in the local Sunday paper.
The article, as you probably have already guessed was about lower gas prices.
According to one person interviewed in the article (and I would have to agree with him).
The low prices came just one day after the biggest drop in crude oil prices ever.
Sounds, like I need to make sure I get some gas to. Perhaps, gas prices will stay below $2 throughout the winter months.
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The sky wasn't falling Saturday in Topeka — only the gas prices.
The article, as you probably have already guessed was about lower gas prices.
At $1.99 per gallon, motorists flocked to two stations on S.W. 6th Avenue, where gas prices dropped periodically through the day.
Prices at the Quick Stop 2nd, 1320 S.W. 6th, opened at $2.03 Saturday before falling to $1.99. Quick Stop 6th, 1107 S.W. 6th, fell from $2.05 to $1.99 by Saturday afternoon
According to one person interviewed in the article (and I would have to agree with him).
"It's been a long time since I've seen it with a one dollar in front of it," John Crader shouted to another motorist waiting for an available pump at Quick Stop 2nd.
The low prices came just one day after the biggest drop in crude oil prices ever.
Oil fell about 32 percent for the month, with gasoline prices declining by about 40 percent since peaking this summer above $4 a gallon.
Sounds, like I need to make sure I get some gas to. Perhaps, gas prices will stay below $2 throughout the winter months.
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